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Deposit Rates
Account Product
Name |
Minimum Opening Deposit |
Interest
Rate |
Annual Percentage
Yield |
|
Bonus Interest Checking*
|
Daily Balances of:
up to $2,499.99 |
$500.00 |
0.10% |
0.10% |
| $2,500.00 - 9,999.99 |
|
0.15% |
0.15% |
| $10,000.00 - 24,999.99 |
|
0.15% |
0.15% |
| $25,000 - $49,999.99 |
|
0.20% |
0.20% |
| $50,000.00 and up |
|
0.25% |
0.25% |
Business Interest Checking*
|
Daily Balances of:
up to $2,499.99 |
$500.00 |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
|
0.15% |
0.15% |
| $10,000 - $24,999.99 |
|
0.15% |
0.15% |
| $25,000 - $49,999.99 |
|
0.20% |
0.20% |
| $50,000.00 and up |
|
0.25% |
0.25% |
Senior Interest Checking*
|
Daily Balances of:
up to $2,499.99 |
$100.00 |
0.10% |
0.10% |
| $2,500 - $9,999.99 |
|
0.15% |
0.15% |
| $10,000 - $24,999.99 |
|
0.15% |
0.15% |
| $25,000 - $49,999.99 |
|
0.20% |
0.20% |
| $50,000.00 and up |
|
0.25% |
0.25% |
Personal Money Market*
|
Daily Balances of:
up to $4,999.99 |
$500.00 |
0.50% |
0.50% |
| $5,000.00 - 24,999.99 |
|
0.75% |
0.75% |
| $25,000.00 - 99,999.99 |
|
1.00% |
1.01% |
| $100,000.00 - 249,999.99 |
|
1.98% |
2.00% |
| $250,000.00 - 499,999.99 |
|
2.23% |
2.25% |
| $500,000.00 and up |
|
2.47% |
2.50% |
Business Money Market*
|
Daily Balances of:
up to $4,999.99 |
$2,500.00 |
0.50% |
0.50% |
| $5,000.00 - 24,999.99 |
|
0.75% |
0.75% |
| $25,000 - 99,999.99 |
|
1.00% |
1.01% |
| $100,000.00 - 249,999.99 |
|
1.98% |
2.00% |
| $250,000.00 - 499,999.99 |
|
2.23% |
2.25% |
| $500,000.00 and up |
|
2.47% |
2.50% |
Statement Savings - Personal*
|
Daily Balances of:
up to $2,499.99 |
$200.00 |
0.25% |
0.25% |
| $2,500.00 and up |
|
0.40% |
0.40% |
Statement Savings - Business*
|
Daily Balances of:
up to $2,499.99 |
$500.00 |
0.25% |
0.25% |
| $2,500.00 and up |
|
0.40% |
0.40% |
|
Account Product
Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest
Rate |
Annual Percentage
Yield |
|
30 to 59 Day Certificate of Deposit^
|
Daily Balances of:
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
1.64% |
1.65% |
60 to 89 Day Certificate of Deposit^
|
Daily Balances of:
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
1.69% |
1.70% |
90 to 179 Day Certificate of Deposit^
|
Daily Balances of:
up tp $9,999,999.99 |
$1,000.00 |
$1,000.00° |
2.23% |
2.26% |
180 to 364 Day Certificate of Deposit^
|
Daily Balances of:
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
2.47% |
2.50% |
1 To 2 Year Certificate of Deposit^
|
Daily Balances of:
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
2.96% |
3.00% |
2 Year or Greater Certificate of Deposit^ (Any Maturity)
|
Daily Balances of.
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
3.68% |
3.75% |
365 Day Retirement TCD (IRA)^
|
Daily Balances of:
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
2.96% |
3.00% |
18 Month Retirement TCD (IRA)^
|
Daily Balances of:
up to $9,999,999.99 |
$1,000.00 |
$1,000.00° |
3.20% |
3.25% |
|
|
°
A penalty will be imposed for early withdrawal.
* The interest rate and annual percentage yield may change after account opening
^ Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 06-24-2008.
For current rate information call (559) 622-9000.
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